Mumbai Metro 2A & 7 commuters insured under accident policy – Times of India


MUMBAI: Maha Mumbai Metro Operation Corporation Ltd (MMMOCL) has taken a significant step towards ensuring the safety and security of its commuters by obtaining an annual comprehensive insurance policy for all those using Metro line 7 and 2A (Gundavli-Dahisar-Andheri East).
The policy covers passengers who have a valid ticket/ pass/ smart card/ QR Code/ Valid permission (except where ticket is exempt) present either in a Mumbai Metro Building/ Station or in a train or anywhere in the station premises including paid and unpaid areas of the metro station building. It does not includes incident that occur in in circulating areas outside the metro station building such as parking etc.
The decision to obtain the policy was made after conducting a detailed risk analysis and taking into account the potential risks that may arise during the commute.
The insurance policy provides coverage for accidents, disability, and death caused by unforeseen circumstances that may occur while traveling on these lines.
In addition, it also covers medical expenses incurred due to accidents or injuries sustained during the commute. The policy has a maximum coverage of Rs 1 lakh for hospitalization and up to Rs 10,000 for outpatient treatment.
In case, where there is outpatient treatment and hospitalization, OPD expenses up to a maximum of Rs 10,000 will be paid in addition to/ other than the cover for hospitalization as mentioned above. That is in such cases, maximum payable amount under medical expenses will be Rs 90,000 including compensation for minor injury.
The policy provides compensation of up to Rs 5 lakh for mortality and up to Rs 4 lakh for permanent and partial disability, depending on the severity of the situation.
Chairman and managing director of MMOCL SVR Srinivas said, “Apart from all the safety and security measures in place, we realize that securing a passenger’s commute for unforeseen circumstances is of utmost importance. Hence we have provided comprehensive insurance coverage to our valued customers.”

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